# iPayso - B2B Digital Khata & 1-Tap UPI WhatsApp Payment Reminders

> Aap Business Sambhaliye, Payments ka Tension iPayso Sambhalega.
> iPayso is India's B2B digital khata app built specifically for MSMEs, shopkeepers, Kirana owners, and wholesale merchants to record customer credit (udhaar), generate dynamic UPI payment QR codes, and automate 1-tap WhatsApp reminders.

## Core Capabilities & Features
- **Dynamic UPI Payment QR Code**: Instant 1-tap generation of customized UPI QR codes with pre-filled customer bill amounts and invoice references (0% transaction fees).
- **Automated WhatsApp Payment Follow-ups**: Sends polite, pre-written WhatsApp messages containing direct payment links and dynamic QR codes to recover cash 3x faster.
- **Real-Time Udhaar Ledger Vault**: Digital credit ledger replacing traditional paper notebooks with bank-grade 256-bit SSL encryption and cloud backups.
- **Universal UPI Support**: Customers pay instantly using any UPI app (Google Pay, PhonePe, Paytm, BHIM, Cred, Amazon Pay).
- **Interactive Cash Recovery Wheel**: Real-time simulation tool calculating recovered dues and monthly liquidity.
- **B2B Merchant Analytics**: Summary dashboards tracking monthly collections, pending debts, and customer payment histories.

## Key Information
- **Target Audience**: Local storekeepers, Kirana merchants, distributors, traders, and small business owners in India.
- **Pricing Model**: 100% Free core app with no transaction fees.
- **Platform Availability**: Android App (Google Play Store), Web App.
- **Website URL**: https://ipayso.com
- **Google Play Store App ID**: com.ipayso.app
- **Official Contact**: hello@ipayso.com
- **Official Socials**: Twitter (@iPaysoHQ), LinkedIn (company/ipayso), Instagram (@ipayso_)

## Key Pages & Documentation
- [Main Landing Page](https://ipayso.com/)
- [Why iPayso](https://ipayso.com/#msme-problem)
- [WhatsApp Simulator](https://ipayso.com/#simulator)
- [Merchant Testimonials](https://ipayso.com/#stories)
- [Digital Ledger Features](https://ipayso.com/#features)
- [Blogs & Articles](https://ipayso.com/blog)
- [FAQ](https://ipayso.com/#faq)
- [Privacy Policy](https://ipayso.com/privacy)
- [Terms and Conditions](https://ipayso.com/terms)